Bill Gates and Steve Jobs since 1980 essays

Bill Gates and Steve Jobs since 1980 essays In the early 80s the world so the initial boom of the computer era. The first personal computers were sold and the main players of the business were sorted out. Two of the prominent figures were Steve Jobs and Bill Gates. Each pioneering their own front, the two entered the 90s as the computer world celebrities. By the mid 90s each of these tycoons' life had taken many turns and twists, albeit for the better usually. Bill Gates' 1995 was a bit hectic, this was the year of the huge unveiling of windows 95. After many delayed attempts to get it out Gates released windows 95 in August without Microsoft Plus, as had been earlier said, this was due to time restrictions as changing windows 95 to 96 would be a waste of money and probably more seriously the worst move commercially any company would ever make. With the release of Windows 95 the world saw the largest over media onslaught to sell a product. Also with the release of Windows came Microsoft's foray into the Internet market share. In hindsight this perhaps may not have been the best move to make. 1996 passed with much criticism of Gates' operating system, people said it was unstable, hard to figure out and anything else possible. 1997 came around with rumours of a new operating system in the works dubbed Chicago. This was perhaps a rumour but more likely the beginning of Windows 98. In 1998 Gates released this newer version of Window s 95, which made the world Gates' subject for the biggest beta test ever. Windows 98 was just an upgrade of 95. Upgrade may be an understatement, but on the surface it is almost identical, underneath they are worlds apart. Recently Microsoft's ghosts have come to haunt them. Netscape, their main rival in the Internet division, had started an Anti-trust case in the federal supreme court. The accusations spawned from a dispute where Netscape's browser were being loaded onto pre made Compaq computers and Microsoft did not approve of thi...

Andrew Jackson, Indian Removal, and the Trail of Tears

Andrew Jackson, Indian Removal, and the Trail of Tears The Indian Removal policy of President Andrew Jackson was prompted by the desire of white settlers in the South to expand into lands belonging to five Indian tribes. After Jackson succeeded in pushing the Indian Removal Act through Congress in 1830, the U.S. government spent nearly 30 years forcing Indians to move westward, beyond the Mississippi River. In the most notorious example of this policy, more than 15,000 members of the Cherokee tribe were forced to walk from their homes in the southern states to designated Indian Territory in present-day Oklahoma in 1838. Many died along the way. This forced relocation became known as the â€Å"Trail of Tears† because of the great hardship faced by Cherokees. In brutal conditions, nearly 4,000 Cherokees died on the Trail of Tears. Conflicts With Settlers Led to Indian Removal There had been conflicts between whites and Native Americans since the first white settlers arrived in North America. But in the early 1800s, the issue had come down to white settlers encroaching on Indian lands in the southern United States. Five Indian tribes were located on land that would be highly sought for settlement, especially as it was prime land for the cultivation of cotton. The tribes on the land were the Cherokee, Choctaw, Chickasaw, Creek, and Seminole. Over time the tribes in the south tended to adopt white ways such as taking up farming in the tradition of white settlers  and in some cases even buying and owning African American slaves. These efforts at assimilation led to the tribes becoming known as the â€Å"Five Civilized Tribes.† Yet taking up the ways of the white settlers did not mean the Indians would be able to keep their lands. In fact, settlers hungry for land were actually dismayed to see Indians, contrary to all the propaganda about them being savages, adopt the farming practices of the white Americans. The Attitude of Andrew Jackson Toward Indians The accelerated desire to relocate Indians to the West was a consequence of the election of Andrew Jackson in 1828. Jackson had a long and complicated history with Indians, having grown up in frontier settlements where stories of Indian attacks were common. At various times in his early military career, Jackson had been allied with Indian tribes  but had also waged brutal campaigns against Indians. His attitude toward Native Americans was not unusual for the times, though by today’s standards he would be considered a racist as he believed Indians to be inferior to whites. One way to view Jackson’s attitude toward Indians was that he was paternalistic, believing the Indians to be like children who needed guidance. And by that way of thinking, Jackson may well have believed that forcing the Indians to move hundreds of miles westward may have been for their own good, as they would never fit in with white society. Of course, the Indians, not to mention sympathetic white people ranging from religious figures in the North to the backwoods hero turned Congressman Davy Crockett, saw things quite differently. To this day Andrew Jacksons legacy is often tied to his attitudes toward Native Americans. According to an article in the Detroit Free Press in 2016, many Cherokees, to this day, will not use $20 bills because they bear the likeness of Jackson. Cherokee Leader John Ross Fought Against Indian Removal Policies The political leader of the Cherokee tribe, John Ross, was the son of a Scottish father and a Cherokee mother. He was destined for a career as a merchant, as his father had been, but became involved in tribal politics and in 1828 Ross was elected the tribal chief of the Cherokee. In 1830, Ross and the Cherokee took the audacious step of trying to retain their lands by filing suit against the state of Georgia. The case eventually went to the U.S. Supreme Court, and Chief Justice John Marshall, while avoiding the central issue, ruled that the states could not assert control over the Indian tribes. According to legend, President Jackson scoffed, saying, â€Å"John Marshall has made his decision; now let him enforce it. And no matter what the Supreme Court ruled, the Cherokees did face serious obstacles. Vigilante groups in Georgia attacked them, and John Ross was nearly killed in one attack. Indian Tribes Were Forcibly Removed In the 1820s, the Chickasaws, under pressure, began moving westward. The U.S. Army began forcing the Choctaws to move in 1831. The French author Alexis de Tocqueville, on his landmark trip to America, witnessed a party of Choctaws struggling to cross the Mississippi with great hardship in the dead of winter. The leaders of the Creeks were imprisoned in 1837, and 15,000 Creeks were forced to move westward. The Seminoles, based in Florida, managed to fight a long war against the U.S. Army until they finally moved westward in 1857. The Cherokees Were Forced to Move Westward Along the Trail of Tears Despite legal victories by the Cherokees, the United States government began to force the tribe to move west, to present-day Oklahoma, in 1838. A considerable force of the U.S. Army more than 7,000 men was ordered by President Martin Van Buren, who followed Jackson in office, to remove the Cherokees. General Winfield Scott commanded the operation, which became notorious for the cruelty shown to the Cherokee people. Soldiers in the operation later expressed regret for what they had been ordered to do. Cherokees were rounded up in camps and farms which had been in their families for generations were awarded to white settlers. The forced march of more than 15,000 Cherokees began in late 1838. And in the cold winter ​conditions, nearly 4,000 Cherokee died while trying to walk the 1,000 miles to the land where they had been ordered to live. The forced relocation of the Cherokee thus became known as the â€Å"Trail of Tears.†

Research Paper of Philosophy Example | Topics and Well Written Essays - 2500 words

Of Philosophy - Research Paper Example These are called incompatibilists and are divided into two; metaphysical libertarianism and hard determinists. Metaphysical libertarianists claim that determinism does not exist and therefore free will is at least possible. On the other hand, hard determinists argue that determinist really exists and thus free will is not possible. There are also compatibilists who hold that determinism is inevitable for free will to exist because choice is guided by preferences. Where preferences are involved, one course of action is preferred over another and in this case some senses are involved on the way the choices will be made (Goodwin 11). In this case, compatibilists have considered the debate between libertarians and hard determinists over free will and determinism as a misguided and false dilemma (Richards 142). The views presented by compatibilists, that free will exist with determinism, is consistent with my own and in this paper I show their argument and the objections presented by incompatibilists. The first question to pose is; are we free? Is there such thing as free will or choice? Most scholars have deliberated on the issue of free will or choice and the big question has sought to answer the question as to whether we are really free (Jaworski, Chap 13). The fact that I choose to stand by compatibilists view that free will exists in this paper, and not the reverse position is already an indication that I am free to choose. Free will is that ability of an agent or agents to make choices without control of factors from within or from without. The factors that have been put on spot regarding control are many including physical, psychological, metaphysical, social, economic, and political among other possible constraints in making a free choice (Jaworski, Chap 13). In the analysis of Clark (1999: 280)Â  the principle of free choice is controlled by ethics, religion, science and law and the implications are viewed

The American Dream Essay Example | Topics and Well Written Essays - 750 words - 3

The American Dream - Essay Example Activists like Martin Luther King also called for freedom that was more directed at the black Americans but not the whole America population. The variations listed shows that the dream is somehow different to the people (Kelly 20). Although the American dream is unique and it means different to various individuals, achieving it is completely a hard and demanding task. One of the challenges that make achieving the dream hard is the fact that the opportunities that exist in the country are hidden and they require a combination of knowledge and wisdom to access. Like in an example, there are limited job opportunities that call for high qualifications while majority of the individuals do not meet the requirements (Horswell 43) Again, most of the Americans still have a strong believe that their problems solution lies in the hands of the government and that big businesses will boost their economic growth without personal efforts, thus making it hard to achieve the American dream (Kochan 63). Finally, the American dream tries to inspire hopes and optimism to the American people that are not accompanied by the appropriate resource to achieve. The result of this is that most of the people come up with big dreams forget ting the fact that, to meet these dreams, there are infrastructure needed, resource mobilization and improvement that needs to be put into place. To achieve the improvements, people need to be engaged in well-paying jobs, have quality education and work hard which is not the case in the country (Kelly 21). The small business ventures are the spine of the economy of the U.S because it provides employment for tens of millions of the Americans. The businesses create most of the jobs that people in the U.S are engaged in. It, therefore, gets important for the government to come up with an adequate way of financing and giving credit to the small business to spur manufacturing and the expansion of the businesses (Ringer 80). The nature

Social factors effecting educational attainment Essay Example for Free

Social factors effecting educational attainment Essay This essay will attempt to examine the extent to which home factors may affect social class differences in educational attainment, looking at factors such as culture, income and the nature of the curriculum with reference to sociological theories. The essay will consider these factors, mainly focusing on home factors, and attempt to conclude which if any factors have the largest impact on educational achievement. The first part of this essay will look at the home factors and how they affect educational attainment, home factors essentially define our social class, aspects like income, space per person and effective money earned per year all amount to our class in society. For the purpose of this essay we define class as â€Å"A set or category of things having some property or attribute in common and differentiated from others by kind, type, or quality† and in reference to how this is being used in this essay we have three classes in the UK, the upper class which has the highest net worth and will often contain a family legacy of money, the middleclass who are people with higher level jobs such as managerial positions in company’s and the working class which consists of people working manual, often unskilled jobs which results in the lowest net worth of the three. Highlighting the difference in terms of educational attainment when it comes to social class is important as it allows us to focus on the working class and what affects their children in school. The Youth Cohort Study found that in 1998 children who had parents working in a managerial or professional position on average would achieve a 69% rate of 5 or more GCSE’s at A*-C level compared to children with parents working unskilled manual jobs only achieving a 20% rate. (Youth Cohort Study 2002, 2006, 2008). From this figure we can see how your class affects your level of educational attainment. This essay will now look at the home factors effecting social class and thus educational attainment. Feinstein conducted research into how educational attainment was based around parental attitude and support; this was often times measured by teacher’s assessments of how much interest the parents showed. This would mean that working class children would receive less help , support and encouragement with their school work when compared to a middle class child, Feinstein argued this was a major factor in educational attainment and pointed out that working class people who are earning less in unskilled manual jobs may have to work more hours and because of the physical nature of the job may be more tired and thus not have the time or energy to attend which would give the teachers a negative perception of the parents. Douglas, Gerwitz and Halsey all argued that home factors such as poor diet, lack of privacy and lack of school resources could all play a role in determining what social class a family would be classified as and thus how it would effect educational attainment. Douglas believed that a number of factors such as size of the family which would mean less space to work in, students health; which would be affected by the diet they could afford which would be poorer in working class family’s and the amount of support they could afford would all effect educational attainment. These are all areas which will be worse off when comparing working class family’s to middle class family. Bourdieu’s cultural capital theory builds upon this idea of class effecting educational attainment and states that the education system is systematically based on the culture of the most dominant social class and thus values knowledge and ideology’s that middle class parents may enforce upon their kids and devalue the skill sets and values which a working class child might have. Bourdieu argues that the major role of education is cultural reproduction of the dominant classes which would mean that the things that a working class child brings to the education system would not be of as much value as that of a middle class child and thus they are indirectly discriminated against in terms of how teachers see their skills. This could result in students preforming poorer simply because home factors determine their social class and thus their educational attainment. We can see how home factors can radically change the educational attainment of a child when we look at Hymen’s theory that even when IQ is held constant throughout the class, the working class children will do worse than the middle class children. Hyman theorizes that this is down to the values and morals of the different classes and they would be dictated these classes by the home factors mentioned earlier so there is a strong argument that home factors drastically change the level of educational attainment that a child might get. When comparing one sphere of influence to another, for example out and in school factors to home factors we can see that they all influence students educational attainment based on class. When looking at in school factors Hallum theorized that the curriculum was written by middle class people for middle class people, this obviously leaves the working class people, who have different values and morals, at a disadvantage. When the curriculum favors a certain skill set both in terms of values, morals and general ideology’s the group which don’t have this set of skills are going to lag behind and not be valued as much, as an example this could result in a working class child who performs academically in a set which can only achieve a max grade of D at GCSE when the child is perfectly capable of attaining a B+ grade. In this example we would see the middle class child be kept in a higher set because of the values and morals in place and the lack of recognition of the strengths of the working class child. Another in school factor would be speech codes. Bernstein thought that different classes had different modes of speaking which were valued differently in a middle class school environment. Bernstein said that working class children were limited to restricted speech codes which were characterized by shorthand speech, grammatically simple structure, meaning often conveyed by gesture and slang. This is in stark comparison to middle class children who have command over both elaborate and restricted speech codes which gives me a massive advantage as they can use the restricted speech code when necessary but also use the elaborate in situations such as exams or writing practices which are looking for the elaborate speech code usage. To conclude we can see that home factors affect social class massively and thus affect educational attainment and success massively as well. Theory’s such as cultural deprivation, parental attitude and speech codes have critics but they have elements of truth which highlights how a middle class curriculum and often times middle class teachers favor middle class students and their moral and value systems they have in place, this can lead to working class children who have to deal with a home environment which isn’t as well suited to learning and education also having to cope with being given less opportunity’s despite a similar level of IQ which can result in a lower level of educational attainment.

Tech Effect Essay example -- Technology, The Internet

Tech Effect "The Internet is one of a series of aids developed over the last millennium or so that has increased the operational capacities of the average world citizen", (Stefanie Olsen, Sec. 2). With all the new technology so closely on hand, people are starting to wonder about the effects on society and the peoples true ability. The amount of technology in this new world has increased rapidly and is influencing our society by the way they think, the way they work, and by the way they interact socially. Over time new inventions come and go; however, the invention of technology is here to stay. Initially, the use of cell phones has inflated over time. "There are now estimated to be eight times as many mobile phones as fixed lines, three times as many mobile phones as personal computers, and nearly twice as many mobile phones as TV sets", (Niki Denison, Para 3). People are upgrading their technology from the old phones to the new mobile ones. These new phones now have some of the same qualities as personal computers have, such as Internet; therefore, who needs a big computer to access everything if a phone can do that? Phones also can show videos, episodes, and other information shown on TV. Additionally, some technology can imitate other technology. "About one in six (15%) of adults use the Internet, sometimes referred to as VoIP of Voice-Over-Internet-Protocol, to make telephone calls, ("Cell Phone Usage Continues in the USA," Para 3). This explains that people are using and relying on technology to interchange gadgets. Finally, technology is available for any age to use. " Surveys have revealed that teen ownership of cell phones has exploded, from less than half of U.S. teens in 2004 to 71 percent in 2008" ("Cell Phone Usa... ...and they should not fear that use of the Internet and mobile phones will send them ‘into a spiral of isolation," ("New study shows the Internet and mobile phones increase your social network," Para 15). Most people's lives are working out okay with technology, so why not jump on the band wagon? To conclude, people say society relies on technology to much, but it can't be a bad thing if it is bringing this world closer. The ways our society thinks, works, and interacts socially truly comes from our ability to use so much technology. Today's society is lucky enough to have technology at the tips of our fingers; however, what is technology doing to us and can we stop it or better it? â€Å"The Internet is one of a series of aids developed over the last millennium or so that has increased the operational capacities of the average world citizen†, (Stefanie Olsen, Sec. 2). Tech Effect Essay example -- Technology, The Internet Tech Effect "The Internet is one of a series of aids developed over the last millennium or so that has increased the operational capacities of the average world citizen", (Stefanie Olsen, Sec. 2). With all the new technology so closely on hand, people are starting to wonder about the effects on society and the peoples true ability. The amount of technology in this new world has increased rapidly and is influencing our society by the way they think, the way they work, and by the way they interact socially. Over time new inventions come and go; however, the invention of technology is here to stay. Initially, the use of cell phones has inflated over time. "There are now estimated to be eight times as many mobile phones as fixed lines, three times as many mobile phones as personal computers, and nearly twice as many mobile phones as TV sets", (Niki Denison, Para 3). People are upgrading their technology from the old phones to the new mobile ones. These new phones now have some of the same qualities as personal computers have, such as Internet; therefore, who needs a big computer to access everything if a phone can do that? Phones also can show videos, episodes, and other information shown on TV. Additionally, some technology can imitate other technology. "About one in six (15%) of adults use the Internet, sometimes referred to as VoIP of Voice-Over-Internet-Protocol, to make telephone calls, ("Cell Phone Usage Continues in the USA," Para 3). This explains that people are using and relying on technology to interchange gadgets. Finally, technology is available for any age to use. " Surveys have revealed that teen ownership of cell phones has exploded, from less than half of U.S. teens in 2004 to 71 percent in 2008" ("Cell Phone Usa... ...and they should not fear that use of the Internet and mobile phones will send them ‘into a spiral of isolation," ("New study shows the Internet and mobile phones increase your social network," Para 15). Most people's lives are working out okay with technology, so why not jump on the band wagon? To conclude, people say society relies on technology to much, but it can't be a bad thing if it is bringing this world closer. The ways our society thinks, works, and interacts socially truly comes from our ability to use so much technology. Today's society is lucky enough to have technology at the tips of our fingers; however, what is technology doing to us and can we stop it or better it? â€Å"The Internet is one of a series of aids developed over the last millennium or so that has increased the operational capacities of the average world citizen†, (Stefanie Olsen, Sec. 2).

Banks in the Philippines

————————————————- List of banks in the Philippines From Wikipedia, the free encyclopedia The  Philippines  has a comprehensive banking system encompassing various types of banks, from large  universal banks  to small  rural banks  and even  non-banks. As at 31 March 2011, there are 19 universal banks, 19  commercial banks, 73  thrift banks, 595 rural banks, 40  credit unions  and 15 non-banks with quasi-banking functions, all licensed with the  Bangko Sentral ng Pilipinas(Central Bank of the Philippines) under  Republic Act  No. 791, also known as the General Banking Act of 2000, share roughly the same powers. ————————————————- —————————————â€⠀Ã¢â‚¬â€Ã¢â‚¬â€- Powers of a universal bank A universal bank has the same powers as a commercial bank with the following additional powers: the powers of an  investment house  as provided in existing laws and the power to invest in non-allied enterprises. List of local universal banks Government-owned * Al-Amanah Islamic Investment Bank of the Philippines * Development Bank of the Philippines Land Bank of the Philippines [edit]Private-owned 1. Banco de Oro Universal Bank 2. Metropolitan Bank and Trust Company 3. Bank of the Philippine Islands 4. Philippine National Bank 5. Rizal Commercial Banking Corporation 6. UnionBank of the Philippines 7. China Banking Corporation 8. Citibank 9. East West Bank 10. Philippine Savings Bank 11. Philtrust Bank  (Philippine Trust Company) 12. Security Bank 13. United Coconut Planters Bank 14. Allied Bank Corporation ———————————————â€⠀- [edit]Powers of a commercial bankIn addition to having the powers of a thrift bank, a commercial bank has the power to accept drafts and issue  letters of credit; discount and negotiate  promissory notes, drafts,  bills of exchange, and other evidences of  debt; accept or create demand deposits; receive other types of deposits and deposit substitutes; buy and sell foreign exchange and  gold  or  silver  bullion; acquire marketable  bonds  and other debt securities; and extend credit. [edit]List of local commercial banks * Asia United Bank * Bank of Commerce * BDO Private Bank  (subsidiary of Banco de Oro) * Philippine Bank of Communications Philippine Veterans Bank * Robinsons Bank Corporation [edit]List of foreign banks with commercial banking operations [edit]Branches * Australia and New Zealand Banking Group * Bangkok Bank * Bank of America, N. A. * Bank of China * Chinatrust Commercial Bank * Citibank, N. A. * Deutsche Bank AG * Hongkong and Shanghai Ba nking Corporation * ING Group * JPMorgan Chase * Korea Exchange Bank * Mega International Commercial Bank * Mizuho Corporate Bank * Standard Chartered Bank * The Bank of Tokyo-Mitsubishi UFJ, Ltd. ————————————————- [edit]Thrift banks [edit]Powers of a thrift bankA thrift bank has the power to accept savings and time deposits, act as a correspondent with other financial institutions and as a collection agent for government entities, issue mortgages, engage in real estate transactions and extend credit. In addition, thrift banks may also maintain checking accounts, act as a depository for government entities and local government units and engage in quasi-banking and money market operations subject to the approval of the Bangko Sentral. As per the banker Amit Malhotra, the performance of thrift banks are underrated. [edit]List of local thrift banks [edit]Government-owned * Ph ilippine Postal Savings Bank edit]Privately owned * Accord Savings Bank * Allied Savings Bank  (subsidiary of Allied Bank) * Anchor Savings Bank * Area Development Bank * Asiatrust Development Bank * Bank of Calape * Bank of Cebu * BankOne Savings and Trust Corporation * Bankwise * Bataan Development Bank * Bataan Savings and Loan Bank * BPI Direct Savings Bank  (subsidiary of Bank of the Philippine Islands) * BPI Family Savings Bank  (subsidiary of Bank of the Philippine Islands) * Business and Consumers Bank * Century Savings Bank * Chinabank Savings  (formerly Manila Bank; subsidiary of Chinabank) * City Savings Bank * Citystate Savings Bank Cordillera Savings and Loan Bank * Dumaguete City Development Bank * Dungganon Bank * EIB Savings Bank  (subsidiary of Export and Industry Bank) * Equicom Savings Bank * Express Savings Bank * Farmers Savings and Loan Bank * First Consolidated Bank * GSIS Family Bank  (subsidiary of the  Government Service Insurance System) * Hi yas Bank * Iloilo City Development Bank * Inter-Asia Development Bank * ISLA Bank * Kauswagan Bank * Legazpi Savings Bank, Inc. * Lemery Savings and Loan Bank * Liberty Savings and Loan Association * Life Savings Bank * Luzon Development Bank * Malasiqui Progressive Savings and Loan Bank Malayan Bank * Metro Cebu Public Savings Bank * Micro Enterprise Bank * Microfinance Maximum Savings Bank, Inc. (MAXBANK) * Northpoint Development Bank * Opportunity Microfinance Bank * Optimum Development Bank * Pacific Ace Savings Bank * Palawan Development Bank * Pampanga Development Bank * Penafrancia Savings and Loan Association * Philam Savings Bank  (subsidiary of  Philam Life) * Philippine Business Bank * Philippine Savings Bank  (Metrobank Group) * Planters Development Bank * Premiere Development Bank  (to be acquired by Security Bank) * Progress Savings and Loan Association * Queen City Development Bank Quezon Coconut Producers Savings and Loan Bank * RCBC Savings Bank (subsidiary of Rizal Commercial Banking Corporation) * Robinsons Savings Bank  (subsidiary of  JG Summit Holdings) * Sampaguita Savings and Loan Association * San Pablo City Development Bank * Sandigan Savings Bank * Silangan Savings and Loan Bank * Sterling Bank of Asia * The Real Bank * Tower Development Bank * UCPB Savings Bank  (subsidiary of United Coconut Planters Bank) * University Savings and Loan Bank * Village Savings and Loan Association * Vizcaya Savings and Loan Association * Wealth Development Bank * Winbank * World Partners Bank edit]List of foreign banks with thrift banking operations * Citibank  (through Citibank Savings) * HSBC  (through HSBC Savings Bank) * United Overseas Bank ————————————————- [edit]Cooperative and rural banks Rural and cooperative banks are the more popular type of banks in the rural communities. Their role is to promote and expand the rural economy in an orderly and effective manner by providing the people in the rural communities with basic financial services. Rural and cooperative banks help farmers through the stages of production, from buying seedlings to marketing of their produce.Rural banks and cooperative banks are differentiated from each other by ownership. While rural banks are privately owned and managed, cooperative banks are organized/owned by cooperatives or federation of cooperatives. A rural bank has the power to provide adequate credit facilities to farmers and merchants or to cooperatives of such farmers and merchants and, in general, to the people of the rural communities of which the rural bank operates in. [edit]List of cooperative banks * Agusan del Norte Cooperative Bank * Bataan Cooperative Bank * Banco Cooperativa de Zamboanga * Camiguin Cooperative Bank * Capiz Settlers Cooperative Bank Cooperative Bank of Agusan del Sur * Cooperative Bank of Aklan * Cooperative Bank of Aurora * Coopera tive Bank of Benguet * Cooperative Bank of Bohol * Cooperative Bank of Bukidnon * Cooperative Bank of Bulacan * Cooperative Bank of Cagayan * Cooperative Bank of Camarines Norte * Cooperative Bank of Camarines Sur * Cooperative Bank of Cavite * Cooperative Bank of Cebu * Cooperative Bank of Davao del Sur * Cooperative Bank of Ilocos Norte * Cooperative Bank of Iloilo * Cooperative Bank of La Union * Cooperative Bank of Lanao del Norte * Cooperative Bank of Misamis Oriental * Cooperative Bank of Mountain Province Cooperative Bank of Negros Oriental * Cooperative Bank of Cotabato * Cooperative Bank of Nueva Ecija * Cooperative Bank of Palawan * Cooperative Bank of Pampanga * Cooperative Bank of Quezon Province * Cooperative Bank of Surigao del Sur * Cooperative Bank of Tarlac * Cooperative Bank of Zambales * Cooperative Bank of Zamboanga del Norte * Cooperative Bank of Zamboanga del Sur * Countryside Cooperative Bank of Batangas * First Isabela Cooperative Bank * Ilocos Sur Cooperativ e Bank * Leyte Cooperative Bank * Metro South Cooperative Bank * National Teachers and Employees Cooperative Bank * Occidental Mindoro Cooperative Bank Samahang Nayon Cooperative Bank of Nueva Vizcaya * Sorsogon Provincial Cooperative Bank * Southern Leyte Cooperative Bank [edit]List of rural banks [edit]Agusan del Norte * Green Bank [edit]Agusan del Sur * Peoples Bank of Caraga, Inc. [edit]Aklan * Rural Bank of Altavas * Rural Bank of Balete * Rural Bank of Banga (Aklan) * Rural Bank of Makato * Rural Bank of New Washington * Rural Bank of Malinao – Microsavers Bank [edit]Albay * Camalig Bank * Cagsawa Rural Bank * Ibalon Rural Bank * Rural Bank of Guinobatan [edit]Bataan * Balanga Rural Bank * Orani Rural Bank * Rural Bank of Abucay * Rural Bank of Bagac [edit]Batangas 5 Speed Rural Bank * Balayan Bay Rural Bank * Banco Batangan * Banco ng Masa * Bangko Kabayan * Batangas Rural Bank for Cooperatives * Bolbok Rural Bank * Calaca Rural Bank * Classic Rural Bank * Dynamic Bank * Empire Rural Bank * Excel Rural Bank * Farmers Rural Bank * First Coconut Rural Bank * Limcoma Rural Bank * Lipa Bank * Lipa Public Bank * Lobo Rural Bank * Malarayat Rural Bank * Mount Makiling Rural Bank * New Rural Bank of Agoncillo * President Jose P. Laurel Rural Bank * Progressive Rural Bank * Rural Bank of Alitagtag * Rural Bank of Padre Garcia * Sto Rosario Rural BAnk * Women's Rural Bank, Inc. [edit]Bohol First Consolidated Bank [edit]Biliran * Rural Bank of Naval, Inc. [edit]Benguet * Benguet Center Bank * Diamond Rural Bank * Highland Rural Bank * Rural Bank of Baguio [edit]Bukidnon * Malaybalay Rural Bank * Asian Hills Bank [edit]Bulacan * Agricom Rural Bank * Apex Rural Bank * Baliuag Rural Bank * Banco Rural de General Tinio * Bangko Luzon * Bangko Rural ng Kalumpit * Rural Bank of San Pascual inc. * Delmont Bank  (Rural bank of  San Jose del Monte City) * East Coast Rural Bank of Hagonoy * Emerald Rural Bank * Fil-Agro Rural Bank * Gateway Rural Bank * Meyacaua yan Second Rural Bank, Inc. * La Consolacion Rural Bank Rural Bank of Angat * Rural Bank of Dona Remedios Trinidad * Silahis Bank * Rural Bank of Bustos * Rural Bank of Pandi [edit]Cagayan * Providence Rural Bank * Rural Bank of Gattaran * Claveria Rural Bank * Rural Bank of Sanchez Mira [edit]Camarines Sur * Bangko Rural ng Magarao * Bangko Rural ng Pasacao * First Naga Rural Bank * G-7 Bank * Municipal Rural Bank of Libmanan * Municipal Rural Bank of Nabua * Penafrancia Rural Bank of Calabanga * Rural Bank of Sipocot * Rural Bank of Pamplona * Rural Bank of Minalabac * Rural Bank of San Fernando * Rural Bank of Cabusao * Rural Bank of San Jose * Rural Bank of Pili * Rural Bank of Milaor Rural Bank of Ragay * Rural Bank of Iriga [edit]Camiguin * Mambajao Community Rural Bank * Philippine Intercity Rural Bank [edit]Capiz * Farmer's Bank of Capiz * President Roxas Rural Bank, Inc. * Rural Bank of Mambusao, Inc. * Rural Bank of Panay, Inc. * Rural Bank of Dao, Inc. * Rural Bank of Pil ar, Inc. * Rural Bank of Pilar, Inc. , Roxas City Branch * Rural Bank of Ivisan, Inc. * Rural Bank of Cuartero, Inc. * Rural Bank of Jamindan, Inc. * Rural Bank of Sapian, Inc. [edit]Cavite * Advance Rural Bank * Bangko Mabuhay * Capitol City Rural Bank of Trece Martires * Cavite Rural Banking Corporation * Cebuana Lhuillier Rural Bank Central Equity Rural Bank * Community Bank * First Reliance Bank * GMA Rural Bank of Cavite * Imus Rural Bank * Masuerte Rural Bank of Bacoor * Rural Bank of Amadeo * Rural Bank of Magallanes * Rural Bank of Maragondon * Unlad Rural Bank of Noveleta, Inc. [edit]Cebu * Frontier Rural Bank * Aspac Rural Bank * Banco Maximo * Banco of East Asia * Banco Rural de Isla Cordova * Cardinal Rural Bank * Coastal Bank * Community Rural Bank of Catmon * Community Rural Bank of Medellin * First Agro Industrial Rural Bank * Frontier Rural Bank * Lapu Lapu Rural Bank * Mactan Rural Bank * Philippine Countryside Rural Bank * Pilipino Rural Bank Plaza Rural Bank * Upl and Rural Bank [edit]Compostela Valley * Rural Bank, Inc. * Money Mall Rural Bank * Rural Bank of Montevista(Davao), Inc * Rural Bank of Compostela(Davao), Inc * Rural Bank of Mawab [edit]Davao del Norte * First Tagum Rural Bank, Inc. * Century Rural Bank [edit]Davao del Sur * First Tagum Rural Bank, Inc. * Community Rural Bank of Magsaysay * One Network Bank * Rural Bank of Digos, Inc. [edit]Davao Oriental * First Tagum Rural Bank, Inc. * Rural Bank of Baganga [edit]Ifugao * Lagawe Highlands Rural Bank [edit]Ilocos Norte * Banco Dingras * Ilocandia Community Bank * Cooperative Bank of Ilocos Norte San Nicolas Cooperative Bank of Ilocos Norte-Laoag City * Cooperative Bank of Ilocos Norte-Batac City [edit]Ilocos Sur * Cordillera Bank * Vigan Banco Rural Incorporada * Rural Bank of Tagudin, Inc * Rural Bank of Cabugao, Inc. * Rural Bank of Sta. Maria, Inc * Sadiri Rural Bank, Inc. * Rural Bank of Magsingal, Inc. * Ilocos Sur Cooperative Bank [edit]Iloilo * Rural Bank of Guimbal (Iloil o) * Racso's Bank * Bangko Buena Consolidated * Rural Bank of Santa Barbara (Iloilo) * Community Rural Bank of San Joaquin * Farmers Trader Rural Bank * First Midland Rural Bank * Janiuay Rural Bank * LifeBank * Progressive Rural Bank * Rural Bank of Alimodian Rural Bank of Anilao * Rural Bank of Badiangan * Rural Bank of Leganes * Rural Bank of Oton [edit]Isabela * Banco Agricola * Golden Rural Bank of the Philippines * Mallig Plains Rural Bank * Philippine Rural Banking Corporation * Rural Bank of Alicia * Rural Bank of Angadanan * Rural Bank of Benito Soliven * Providence Rural Bank * Rural Bank of Magsaysay, Isa. Inc. * Rural Bank of Cauayan, Inc. [edit]Laguna * Rural Bank of Bay,Inc. * Binan Rural Bank * Card Rural Bank * De La O Rural Bank * Entrepreneur Rural Bank * First United Farmers Bank * Key Rural Bank * Ormon Bank * PlanBank Rural Bank of Canlubang Planters Provident Rural Bank of Santa Cruz * Rural Bank of Alaminos * Laguna Prestige Banking Corporation * Rural Bank of Lumban * Rural Bank of Mabitac, Inc. * Rural Bank of Nagcarlan * Rural Bank of Paete * Rural Bank of Pagsanjan * Rural Bank of Calauan * Rural Bank of Calamba * Malarayat Bank * Rural Bank Of Magdalena (Laguna) * CARD Bank [edit]Lanao del Sur * Bagong Bangko Rural ng Malabang * Maranao Rural Bank [edit]Leyte * First Interstate Bank * Rural Bank of Dulag * Rural Bank of Hindang * Rural Bank of Hilongos * Rural Bank of Bato * Rural Bank of Burauen * Rural Bank of Ormoc * Rural Bank of Naval, Carigara Branch edit]Southern Leyte * Rural Bank of Maasin * Rural Bank of Malitbog * Rural Bank of Padre Burgos * Rural Bank of Hinundayan * Rural Bank of San Juan [edit]Maguindanao * New Settlers Bank [edit]Metro Manila * AMA Bank * Baclaran Rural Bank * Banco de Jesus Rural Bank * Banco San Juan * Bangko Pasig * BMS Rural Bank * Builders Rural Bank * Country Rural Bank of Taguig * Enterprise Capital Rural Bank * Filipino Savers Bank * Finman Rural Bank * First Country Rural Bank * First Macro Bank * Insular Rural Bank * MVSM Bank (A Rural Bank Since 1953) * Rodriguez Rural Bank * Rural Bank of Alabang * Bank of Makati * Tambunting Bank edit]Misamis Occidental * Community Rural Bank of Clarin * First Community Cooperative Bank of Misamis Occidental * Panguil Bay Rural Bank of Ozamiz * Rural Bank of Bonifacio * Rural Bank of Tudela * Bank of Misamis. The merging of Rural Bank of Tudela, Mis. Occ. and Rural Bank of Kolambogan, Lanao del Nort * Rural Bank of Plaridel [edit]Misamis Oriental * Bangko Rural ng Tagoloan * Community Rural Bank of Naawan * Philippine Farmers Bank * Rural Bank of Talisayan * first Valley Bank [edit]Mountain Province * Rural Bank of Sagada [edit]Negros Occidental * Rural Bank of Marayo * Community Rural Bank of Magallon First Community Bank * First State Rural Bank * Nation Bank * New Rural Bank of Binalbagan, Inc. * New Rural Bank of Victorias * Rural Bank of Bacolod City [edit]Negros Oriental * Central Visayas Rural Bank * Dumaguete Rural Bank * R ural Bank of Amlan * Rural Bank of Ayungon * Rural Bank of Bacong * Rural Bank of Guihulngan * Rural Bank of Valencia * Rural Bank of Manjuyod * Rural Bank of Larena * Rural Bank of Basay * Rural Bank of Pamplona * Rural Bank of Santa Catalina * SG Bank [edit]Nueva Ecija * Aliaga Farmers Rural Bank * Banco Rural de General Tinio * Bangko Luzon Inc. * Cabanatuan City Rural Bank * Citizen's Rural Bank Cooperative Bank of Nueva Ecija * Cuyapo Rural Bank * FARM Bank * GM Bank Inc. * Kabalikat Rural Bank * Masagana Rural Bank * Merchant Rural Bank of Talavera * Millennium Bank * New Rural Bank of Guimba * New Rural Bank of San Leonardo * Producers Rural Bank of San Jose City * Rural Bank of Laur * Rural Bank of Lupao * Rural Bank of Quezon * Rural Bank of Makati * Rural Bank of Sto. Domingo * Small & Medium Enterprise Bank * Towncall Rural Bank * Westmont Bank [edit]Nueva Vizcaya * Agri Business Rural Bank * Rural Bank of Aritao * Rural Bank of Solano * Cooperative Bank of Nueva Vizcaya [edit]Oriental Mindoro Oriental Tamaraw Rural Bank of Naujan * Rural Bank of Baco * Rural Bank of Gloria * Rural Bank of Bansud * Rural Bank of Pinamalayan * Rural Bank of Pola * Rural Bank of Naujan * Rural Bank of Victoria * Rural Bank of Socorro * Rural Bank of Bongabong [edit]Pampanga * Rural Bank of Porac * Banco Nuestra Senora del Pilar * Bank of Florida * Bangko San Lus (2nd Rural Bank of San Luis) * Crown Bank * Delta Civic Bank * Guagua Rural Bank * Guagua Savers Bank * Rural Bank of Angeles * Rural Bank of Apalit * Rural Bank of San Luis * Unity Bank [edit]Pangasinan * Banco Rural de San Antonio * Bangko Pangasinan * Bani Rural Bank BHF Rural Bank * Corfarm Rural Bank of Umingan * CSF Rural Bank of Bayambang * Gulf Bank * Kaluyagan Rural Bank * Kaunlaran Rural Bank * Pangasinan Bank * People's Rural Bank of Binmaley * Rural Bank of Agno * Rural Bank of Alaminos * Rural Bank of Anda * Rural Bank of Dasol * Rural Bank of Bautista * Rural Bank of Mangaldan [edit]Quezon * St. Jude Cooperative Bank * Quezon Capital Rural Bank * Grand-Agri Rural Bank * Mega Rural Bank * Polillo Island Rural Bank * Quezon Capital Rural Bank * Quezon Traders Rural Bank of Candelaria * Rural Bank of Alabat * Rural Bank of Atimonan * Rural Bank of Candelaria * Rural Bank of Dolores Rural Bank of Lucban * Rural Bank of Mauban * Rural Bank of Sariaya * Rural Bank of Tagkawayan * Tiaong Rural Bank [edit]Rizal * Binangonan Rural Bank * Eastern Rizal Rural Bank * Filidian Rural Bank * Rural Bank of Cardona * Growers Rural Bank * Tanay Rural Bank * Rizal Rural Bank (Taytay), Inc. * Rural Bank of Angono * Rural Bank of Antipolo * Rural Bank of Cainta * Rural Bank of Montalban * Rural Bank of Pililla [edit]Romblon * Community Rural Bank of Romblon [edit]Sarangani * Rural Bank of DAR Beneficiaries Cooperative * Rural Bank of Alabel * Sarangani Rural Bank, Inc. [edit]South Cotabato * Peninsula Rural Bank People's Rural Bank * Partner Rural Bank, Surallah, So. Cot. * Rural Bank of Norala (Norala, So. Cot. ), Inc. [edit]Southern Leyte * Community Rural Bank of Maasin [edit]Sultan Kudarat * Partner Rural Bank, Tacurong City [edit]Surigao del Sur * Bangko Carrascal * Enterprise Bank  www. ebi. ph]] * Cantilan Bank, Inc. [edit]Surigao del Norte * Surigaonon Rural Banking Corporation * Evergreen Rural Bank,Inc. * Siargao Bank * Rural Bank of Placer [edit]Tarlac * Bangko Santo Nino * Camiling Rural Bank * First Provincial Bank * Rural Bank of Tarlac * Rural Bank of Victoria * Rural Bank of Pura * Rural Bank of La Paz * St. Michael Rural Bank edit]Zambales * Community Rural Bank of San Felipe * Countryside Rural Bank of Palauig * Maharlika Rural Bank * Rural Bank of Cabangan * Zambank * Unity Bank * Rural Bank of Candelaria Zambales, Inc. * Rural Bank of San Narcisco, Inc. * Rural Bank of San Marcelino, Inc. [edit]Zamboanga del Norte * Rural Bank of Labason * Community Rural Bank of Dapitan City * Rural Bank of Roxas * Katipunan Rural Bank * Rizal Rural Bank * Rural Ban k of Dipolog City * Rural Bank of Siocon * Rural Bank of Liloy [edit]Zamboanga del Sur * Rural Bank of Pagadian City * Rural Bank of Salug Valley [edit]Zamboanga Sibugay * Rural Bank of Kabasalan Inc. edit]Zamboanga City * Rural Bank of Siocon Inc. * Rural Bank of Zamboanga * Banco Cooperativa de Zamboanga ————————————————- [edit]Defunct or merged banks * Citytrust  Savings Bank (acquired by Bank of the Philippine Islands) * Acme Savings Bank(Acquired by the Sy Group of Companies and Renamed  Banco De Oro) * Far East Bank and Trust Company  (acquired by Bank of the Philippine Islands) * People's Bank and Trust Company(acquired by Bank of the Philippine Islands) * SolidBank Corporation (acquired by Metropolitan Bank and Trust Co) * G7 Bank * Insular Savings Bank  (acquired by Citibank) International Exchange Bank  (acquired by Union Bank of the Philippines) * Insu lar Bank of Asia and America (Merged with  Philippine Commercial International Bank) * Monte de Piedad Savings Bank  (acquired by Keppel Bank) * Mindanao Development Bank(Merged with  Equitable Banking Corporation) * Ecology Bank(Merged with  Equitable Banking Corporation) * Keppel Bank  (acquired by  GE Capital Finance) * Philippine Commercial International Bank  (merged with Equitable Bank forming  Equitable PCI Bank  and now merged with  Banco De Oro) * PCIBank Savings (bought by the HSBC Group and renamed HSBC Savings Bank. * DBS Bank Philippines Ltd. (acquired by BPI) * Equitable Banking Corporation  (merged with PCI Bank forming  Equitable PCI Bank  and now merged with  Banco De Oro) * Prudential Bank  (acquired by Bank of the Philippine Islands) * Urban Bank  (forced to close then merged with Export and Industry Bank) * Equitable PCI Bank  (merged with Banco de Oro) * Export and Industry Bank * American Express Bank  (Renamed BDO Elite Savi ngs Bank) * Equitable Savings Bank  (merged with BDO) * Banco Santander Central Hispano (Philippine subsidiary acquired by  Banco De Oro  and renamed BDO Private Bank) * Dao Heng Bank  (acquired by Banco e Oro) * 1st E Bank  (Philippine Branches acquired by Banco de Oro) * United Overseas Bank  (66 out of 67 Branches merged with  Banco De Oro * BDO Elite Savings Bank (merged with BDO along with Equitable Savings, Equitable PCI and PCI Capital Corp) * GE Money Bank  (acquired by Banco de Oro) * Green Bank of Caraga(Acquired by East West Bank) * LBC Development Bank * Traders Royal Bank (Acquired by Bank of Commerce) * Capitol Bank (acquired by RCBC, now named as RCBC Savings Bank) * Asianbank (acquired by Metrobank)

Advertising in Schools: in Public Education System Essay

Throughout the United States, the faltering economy has drastically affected the employment and income of its citizens, consequently resulting in the deterioration of public education system. In our San Diego Unified district alone, it is estimated that the budget deficit will reach $80 million (â€Å"VoiceofSanDiego†). The lack of funding towards public schools could possibly hinder the attendants’ ability to learn and advertising from corporate sponsorships could provide the necessary revenue to close the schools budget gaps. According to the National Education Association it is estimated that 100,000 schoolteachers nationwide lost their jobs preceding the start of the school year, to protect the employment of our districts schoolteachers drastic modifications must be implemented. Plausible solutions are to mirror the example of Minnesota’s St. Francis School District who under economic hardships gained $230,000 from the selling of ad space thus protecting the jobs of their employees. See more: The stages of consumer buying decision process essay However, critics argued the advertisements might impede a child’s learning, this problem can be solved with ease by promoting brand names in our yearbooks or scoreboards that have little affect on the education of the students and would still bring substantial profit to our school. The selling of ad space in school buses can also offset the daunting costs of educational equipment and vital school programs. Our schools transportation system has recently made cut-backs due to lack of funds, however by displaying local sponsors, the profits can be incorporated back to the schools budget. Being that the target audience is passing spectators, the ads have no negative affect on the students and â€Å"School districts say it’s practically free money and advertisers love the captive audience school buses provide,† quoted ABC News. Averaging a rate of $230 per month, one meager school bus advertisement stands to make $2,300 in the school year where a majority of the reven ue goes directly to the school district. Sponsored advertising could benefit the financial shortcomings of our schools on all aspects; yet, criticizers continue to repudiate the progress because the advertisements easily captivate a highly susceptible audience. This detrimental factor can be used to the advantage of faculty and parents with constructive advertising. Endorsements that promote a healthy lifestyle and diet rather than sugary sweets can aid in the development of our minors. Similarly, ads such as publishing associations could pay to endorse books and other didactic apparatuses in libraries or classrooms that would encourage learning for schoolchildren. For these reason corporate advertising can be accepted into our schools without the apprehension of children being negatively influenced. These economic problems pertain especially to our district and plausible solutions should be exercised. Scripps Ranch High School can adopt these techniques to ease the budget deficit; envision our school advocating a sponsor s uch as KPBS in our library or even our sports teams exhibiting sponsored attire of Puma for the sale of ad space. Our school does not have to brave this recession with only cut backs it is time to raise our commission for a change, for the sole benefit of our school. Nationwide, the current economic downturn has forced schools to employ budget cuts and teacher terminations. Advertising in our schools could become an efficient means of alleviating the budget deficit and the extra revenue would go towards preserving the jobs teachers and other school programs. This source of unrestricted revenue is difficult to deny and our school can hardly afford to surrender more extracurricular activities. To protect the sanctity of Scripps Ranch High’s superb educational system additional income must be utilized and with minimal effects, corporate advertising is an unparalleled example of a money generator.

Shoemaker and the Revolution essays

Shoemaker and the Revolution essays Alfred F. Young shows us a glimpse of the American Revolution through the eyes of George Robert Twelves Hewes, a poor shoemaker of the Humble Class. What do we know about Hewes? Why is it that he is honored when the rest of his associates have been forgotten? What compelled Hewes to explore the chaotic world of Politics? And why is he remembered as a hero? Hewes played a vital role throughout the Revolution. We read three major events in which he participated, in Youngs The Shoemaker and The Tea Party. The three major events shaped the Revolution, and have influenced Americans for hundreds of years. He was a nobody who briefly became a somebody in the Revolution and, for a moment the end of his life, a hero. To understand Hewes ambition and determination one must start from his youth. Hewes was born in Boston in 1742, and was the sixth of nine children. He was unusually short, five feet, one inch. Hewes received very little fortune from his family. His father (a soap boiler), died when he was seven, leaving his family poor and in debt. His mother was a very strict woman, showing almost no love or affection, and often whipping him for his disobedience. Because of such lower standings Hewes was put to shoemaking. Shoemaking was never an occupation of his choice. The only way to escape the Apprentice world was to become like so many other men, a Soldier. The Military to Hewes was his door to opportunity. However, the small misfortune of height stood in the way, He was rejected for his size. I could not pass muster, Hewes told Hawkes, because I was not tall enough. Although small height, his determination was huge. We see this determination when he tries to enlist for a se cond time, heightening his heels and stuffing his stockings with paper and rags. Once again, rejected when the Captain saw through his trick. He then returned to the apprentice world aga...

Reference

Reference When you sit down to write an academic paper or business report, how often do you feel totally confident at the outset? Do you pass your paper to friends over and over again, hoping that their edits will catch all of your stylistic mistakes? How often do these methods prove foolproof? Learning to Write Every good writer learns the elements of style. There are so many fine points of grammar and usage that no single writer can know each one, all the time. In fact, the English language is continually evolving, creating the need for further and revised guidelines. The Need for Reference Thats why most writers have a reference book, that they can use whenever they need guidance. From the basic formats for different publications to the specifics of citations, writing reference guides have helped writers hone their craft for years. With modern guides taking technology and a changing world into account, you can be sure to have the most correct format for the present time. Some of the most popular reference guides include the APA Style Guide and the Chicago Manual of Style. These are tried and true resources for the modern writer, and have been relied upon countless times. Once you begin to discover all of the instruction available to you in these guides, you will want to keep them nearby as you write, for ultimate reference.

Benefits of free music download in iTunes Essay Example | Topics and Well Written Essays - 750 words

Benefits of free music download in iTunes - Essay Example This suggestion to have free music download in iTunes has received many critics from several quotas because it is argued as a violation of copyrights laws of the reproduction (Jost, 6). However, iTunes should acknowledge that free music download has more advantages than the disadvantages thus people should be allowed to download music freely on their website (Small, 41-68). The need for free music download has facilitated over one-hundred artists and hundreds of thousands of songs to be made available free download on the internet (Raw Downloads 1). iTunes has been left behind due to the charges it levies of the songs. Some of the reason music should be downloaded freely includes the benefits from great promotion.  When iTunes accepts the need for free download of music on their website, it would provide a better technique of marketing. This should be the chief reason iTunes should offer free music downloads on their website. Through making free music downloads, the music get playe d by people’s listening cars, devices, radios, major events, clubs, the online websites on the iTunes.  When a mass of people are truly attracted to an artist’s music, they will share the music freely through software like Bluetooth. Moreover, this would promote the artist brand name and music thus would get a lot of corporate endorsement (Jost 22).